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Stated Income Commercial Loans, Stated Income Commercial Mortgage Financing, Commercial Mortgage Loans and Financing
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Stated Income Commercial Loans

Griffin Capital Funding is one of the most well known and respected commercial mortgage financing companies in the country; named the 49th fastest growing financial services company by Inc. Magazine for 2008. We offer full document, stated income, SBA and USDA commercial loans. This site features our stated income product; if you are interested in applying for a full document loan you may visit www.commercialmortgage.net or call 540-548-1001 and speak with a commercial mortgage analyst.

Our stated income commercial loan program is offered on a nationwide basis for loan amounts from $400,000 to $2,500,000 and is unlike any other. Most property types qualify including raw land and churches; we do not finance residential homes. We use a common sense underwriting approach to determine whether your loan will be approved or not.

Types of loans we are willing to consider:
  1. Borrowers with credit issues are fine as long as the loan to value is 50% or less and the property is in a good location and in good condition.
  2. Borrowers with excellent credit may qualify for up to 80% financing provided the property is in good condition and in a good location.
Almost any property type is acceptable including raw land, gas stations, churches, just about anything. We do not offer loans on personal residences.

Rates range from 10.5% to 12% and we charge between 1% and 2% at closing.

Loan amounts from $400,000 to $2,500,000

The loan is fixed for 15 years with no balloon and generally has a prepayment penalty of 3% in year 1, 2% in year 2, 1% in year 3 and nothing there after.

We will consider non recourse loans on a case by case basis provided the loan to value is 50% or below.

We almost never ask for tax returns or bank statements but we do verify assets.

To get started we need the following items:
  • Completed 1003
  • Tri-merge credit report
  • Digital photos of the property
  • Explanation of the transaction
You can email this information to Sales@ysploans.com or call 540-548-1001

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Pre-Qualify Your Loan

By completing this brief application, you can expect a preliminary decision of program eligibility within one business day. If you would like to submit a complete file for approval, please CLICK HERE to be directed to loan submissions.

(*) Indicates a required field

* First Name:
Last Name:
Phone Number: ( ) -
* Email Address:
* City:
* State:
* Property Type:
Is the Property Owner Occupied or Investment? Owner Occupied Investment
If the property is owner occupied
     What type of tenant are you? Residential Commercial
     What percentage of the property do you occupy? 25% or More 50% or More
* Loan Purpose:
* Loan Amount:
* Estimated Property Value
(if purchase, list purchase price):
Annual Property Income:
Annual Property Expense:
* Rate Your Credit:
Promotional Code:
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Stated Income Commercial Loans is a division of Griffin Capital Funding.
Copyright 2009 Griffin Capital Funding. Phone: 540-548-1001